Uber & Lyft Accident Lawyer Florida | Juan Cordero
Uber / Lyft Accident Lawyer
Rideshare Accident Attorney
Uber and Lyft accidents involve complex, layered insurance issues. Our attorneys know how to navigate them and win.
Florida Rideshare Accident Attorneys
Rideshare accidents are more complicated than typical car accident cases. Uber and Lyft have complex insurance policies that vary depending on the status of the driver at the time of the accident — whether the app was on or off, whether a ride was accepted, and whether a passenger was in the vehicle.
Insurance companies for Uber and Lyft are aggressive in minimizing payouts. They have experienced legal teams working against you from the moment an accident is reported. You need an equally experienced attorney fighting for you.
Our firm has recovered $2.9 Million in a negligent security case involving Uber ridesharing. We understand the rideshare industry and how to hold these companies accountable.
Who Can File a Claim?
- Passenger injured in a rideshare vehicle
- Pedestrian struck by an Uber or Lyft driver
- Another driver hit by a rideshare vehicle
- Rideshare driver injured in an accident
- Assault by a rideshare driver
- Accident during app-on / waiting for ride
Understanding Rideshare Insurance Periods
App Off
Driver's personal auto insurance only
App On / Waiting
Uber/Lyft contingent liability up to $50,000–$100,000
Ride Accepted / Passenger In Car
Uber/Lyft $1 million liability coverage
Determining which period applies — and which insurance is responsible — is critical to maximizing your recovery.
Notable Result
$2.9 Million
N.B. vs. Uber Ride Sharing — Negligent Security
Past results do not guarantee future outcomes.
Florida Rideshare Accident Law Explained
Florida has specific statutes governing rideshare companies. The coverage available to you depends entirely on what the driver was doing at the moment of the crash.
Statute of Limitations
Florida's 2023 tort reform reduced the statute of limitations for negligence claims to 2 years from the date of the accident (§95.11(3)(a) as amended). Trip data in the Uber or Lyft app — which establishes which insurance period applies — must be preserved immediately. Screenshot your trip details before they disappear.
Florida Statute §627.748 — TNC Insurance
Florida Statute §627.748 governs Transportation Network Companies (TNCs) like Uber and Lyft. It mandates specific insurance minimums for each period: app off (personal insurance only), app on/waiting ($50K–$100K contingent liability), and ride accepted/passenger in vehicle ($1 million liability). Determining which period applies is the first critical step in every rideshare case.
Independent Contractor Defense
Uber and Lyft classify drivers as independent contractors to limit direct corporate liability. Florida courts have generally upheld this classification, meaning claims typically run through the company's insurance policies rather than directly against the company. However, in cases involving negligent hiring, retention, or supervision, direct claims against the TNC may be viable. We evaluate every angle.
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